Carter County property record for 520 D St SE, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1952 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (Aug 1996) |
| Tax Bill | $228 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-492-A03-0-001-00 |
| Primary APN | 0010-00-492-A03-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 51 ft deep x 168 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 210 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5049 |
|---|---|
| Street Address | 520 D ST SE |
| City | ARDMORE |
| State | OK |
| Zip | 73401-8528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 492-A LOT 3 N 70 (IRREGULAR) L0T 3 W 168 S 51.5 (168X51.5) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 31 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 492 |
| Legal Lot Number | 3 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 892801 |
520 D St SE is owned and occupied by an individual who acquired it in May 2018.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 D ST SE, ARDMORE, OK 73401-8528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 25, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BANCFIRST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 1996 · Amount on File |
| Deed Sale | Aug 16, 1996 · Amount on File |
| Deed Book / Page | 3039 / 140 |
| Last Transfer Date | May 14, 2018 |
| Transfer Doc | 006550/162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 520 D ST SE, ARDMORE, OK 73401-8528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 D ST SE, ARDMORE, OK 73401-8528 |
| Document Number | 0007863/16 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 7863/16 |
| Instrument | I-2026-002842 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 520 D ST SE, ARDMORE, OK 73401-8528 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 520 D ST SE, ARDMORE, OK 73401-8528 |
| Document Number | 00007406/1 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 7406/1 |
| Instrument | I-2023-006692 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 25, 2018 |
| Property Address | 520 D ST SE, ARDMORE, OK 73401-8528 |
| Document Number | 006550/162 |
| Book / Page | 6550 / 162 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018-005401 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018005402 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018-005402 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2038 |
The 2025 property tax bill for 520 D St SE was $228 with a homeowner's exemption, down 0.4% from the year before.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,387 (+2.98%) Land $670 Building $2,717 | $28,226 (-59.58%) Land $5,586 Building $22,640 | |
| 2025 | $228.00 (-0.44%) Homeowner's exemption | $3,289 (+3.01%) Land $651 Building $2,638 | $69,828 (+20.29%) Land $7,500 Building $62,328 |
| 2024 | $229.00 (+10.1%) Homeowner's exemption | $3,193 (+3%) Land $632 Building $2,561 | $58,049 (+8.95%) Land $7,500 Building $50,549 |
| 2023 | $208.00 Homeowner's exemption | $3,100 Land $625 Building $2,475 | $53,280 Land $7,500 Building $45,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 D St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 D St SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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