San Joaquin County property record for 520 Czerny St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,214 sqft · built 1990 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Trust Name on File |
| Last Sale | $550,000 (May 2021) |
| Tax Bill | $6,492 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-320-280-000 |
| Primary APN | 235-320-280-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-320-28 |
|---|---|
| Street Address | 520 CZERNY ST |
| City | TRACY |
| State | CA |
| Zip | 95376-5432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90-FM PT OF 235-140-05 |
| Legal Subdivision | PHEASANT CROSSING |
| Legal Tract | 2285 |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5405 |
520 Czerny St is held in a trust since February 2023.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 741 FOLSOM AVE, HAYWARD, CA 94544-6406 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Intrafamily Transfer, Transfer |
| May 28, 2021 | Grant Deed, Transfer · Conventional Mortgage FREMONT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 202193218 |
| Last Transfer Date | Feb 22, 2023 |
| Transfer Doc | 0000021025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 17, 2023 |
| Property Address | 520 CZERNY ST, TRACY, CA 95376-5432 |
| Document Number | 0000021025 |
| Map Reference | VOL 29 PG 88 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023-021025 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 741 FOLSOM AVE, HAYWARD, CA 94544-6406 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 28, 2021 |
| Property Address | 520 CZERNY ST, TRACY, CA 95376-5432 |
| Document Number | 0000093218 |
| Map Reference | MB 29 PG 88 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-093218 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 520 CZERNY ST, TRACY, CA 95376-5432 |
| Document Number | 0000093219 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-093219 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 520 Czerny St was $6,492, down 8.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,492.00 (-8.23%) | ||
| 2025 | $7,074.00 | $595,337 Land $146,128 Building $449,209 | |
| 2023 | $6,423.00 (+2.08%) | $572,220 Land $140,454 Building $431,766 | $585,450 |
| 2022 | $6,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Czerny St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Czerny St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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