520 Craig Ln, Durango, CO 81303 Property Records

La Plata County property record for 520 Craig Ln, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,527 sqft · built 1990
Lot Size	31.9 acres (1,393,484 sqft)
Owner	2 Individual Names on File
Last Sale	$728,500 (Jul 2017)
Tax Bill	$4,291 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5905-094-00-509`

Property Details

APN / Parcel Number

Primary APN	`5905-094-00-509`
Alternative APN	`R020288`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,527 sqft Living Area
1st Floor Area	2,752 sqft
Basement Area	775 sqft
Finished Basement	775 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	1,393,484 sqft
Porch	Unfinished Open Porch
Porch Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020288
Street Address	520 CRAIG LN
City	DURANGO
State	CO
Zip	81303-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 9U TOWNSHIP: 34 RANGE: 9 TR IN S/2 AKA LOT 3-R BOUNDARY ADJ 90-35 PLAT 599971 520 CRAIG LN DURANGO 81303
Legal Range	09
Legal Township	34
Legal Section	09
Legal Subdivision	DURANGO
Legal Block	1
Legal Lot Number	3-R
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	1
Census Block	1006
Census Tract	940400

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 CRAIG LN, DURANGO, CO 81303-6600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	20171130973
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	520 CRAIG LN, DURANGO, CO 81303-6600
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187815
Date	Mar 2, 2021
Instrument	1187815

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	520 CRAIG LN, DURANGO, CO 81303-6600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175695
Date	Aug 13, 2020
Instrument	1175695

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Oct 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 19, 2017
Property Address	520 CRAIG LN, DURANGO, CO 81303-6600
Document Number	0001130973
Instrument Date	Jul 14, 2017
Instrument	1130973
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CRAIG LN, DURANGO, CO 81303-6600

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,970 (+2.14%) Land $34,710 Building $38,260	$1,143,130 (-) Land $543,750 Building $599,380
2025	$4,291.00 (+23.34%)	$71,440 (+12.03%) Land $33,980 Building $37,460	$1,143,130 (+20.09%) Land $543,750 Building $599,380
2024	$3,479.00 (+14.78%)
2023	$3,031.00 (+13.52%)	$63,770 (+16.41%) Land $34,440 Building $29,330	$951,860 (+20.77%) Land $514,050 Building $437,810
2022	$2,670.00	$54,780 Land $26,500 Building $28,280	$788,170 Land $381,250 Building $406,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: CenturyLink.

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