520 Crafton St, Durham, NC 27703 Property Records

Durham County property record for 520 Crafton St, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,974 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$526,000 (Apr 2023)
Tax Bill	$5,841 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0840-21-1970`

Property Details

APN / Parcel Number

Primary APN	`0840-21-1970`
Alternative APNs	`0840-21-19-7079` `231339`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,974 sqft Heated Area

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	520 CRAFTON ST
City	DURHAM
State	NC
Zip	27703-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLIS ROAD/PH:3C/LT#023 PL:000205-000377
Legal Subdivision	ELLIS ROAD
Legal Phase	3C
Legal Lot Number	23
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2003
Census Tract	1809

Owner

520 Crafton St is owned and occupied by an individual who bought it in April 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	520 CRAFTON ST, DURHAM, NC 27703-5316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Deed Document Number	202359812
Deed Book / Page	9906 / 164
Record Updated	Oct 29, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 27, 2023
Property Address	520 CRAFTON ST, DURHAM, NC 27703-5316
Document Number	0099060164
Book / Page	9906 / 164
Map Reference	MB 205 PG 181-189
Instrument Date	Apr 27, 2023
Instrument	2023059812
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	LENNAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CRAFTON ST, DURHAM, NC 27703-5316

Mortgage

Document Number	0099060170
Date	Apr 27, 2023
Book Page	9906/170
Instrument	2023059813

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 520 Crafton St was $5,841, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,841.00 (+2.53%)	$574,776 (-) Land $127,600 Building $447,176	$574,776 (-) Land $127,600 Building $447,176
2025	$5,697.00	$574,776 Land $127,600 Building $447,176	$574,776 Land $127,600 Building $447,176
2023	$1,063.00 (+2.31%)	$81,200 Land $81,200	$81,200 Land $81,200
2022	$1,039.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Crafton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Crafton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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