520 Cory Way, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 520 Cory Way, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,847 sqft · built 1981
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,112 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-325-036`

Property Details

APN / Parcel Number

Primary APN	`091-325-036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
1st Floor Area	1,847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	43,560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	520 CORY WAY
City	NIPOMO
State	CA
Zip	93444-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1104 LT 2
Legal Subdivision	TRACT NO 1104
Legal Tract	1104
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1002
Census Tract	12404

Owner

520 Cory Way is owned and occupied by two individuals who acquired it in October 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 CORY WAY, NIPOMO, CA 93444-9584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2016
Deed Sale	Oct 14, 2016
Prior Sale	Jul 17, 2003 · Amount on File
Deed Document Number	201653282
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	0000053282
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 3, 2026
Property Address	520 CORY WAY, NIPOMO, CA 93444-9584
Document Number	0000010084
Instrument Date	Mar 26, 2026
Instrument	202610084
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	520 CORY WAY, NIPOMO, CA 93444-9584

Mortgage

Document Number	0000010084,
Date	Apr 3, 2026
Instrument	202610084

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	520 CORY WAY, NIPOMO, CA 93444-9584
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CORY WAY, NIPOMO, CA 93444-9584

Mortgage

Document Number	0000042093
Date	Jun 10, 2021
Instrument	2021042093

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 520 Cory Way was $7,112 with a homeowner's exemption, up 3.5% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,835 (+2%) Land $333,541 Building $355,294
2025	$7,112.00 (+3.48%) Homeowner's exemption	$675,329 Land $327,001 Building $348,328
2024	$6,873.00 (+1.19%)
2023	$6,792.00 (+1.56%) Homeowner's exemption	$649,107 Land $314,304 Building $334,803
2022	$6,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 520 Cory Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Cory Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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