520 Concord St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 520 Concord St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,185 sqft · built 1926
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$520 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2021 Sale
APN	`06-3.0-05-001-003-159.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-001-003-159.000`

Interior

Building Area	1,185 sqft Base Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	108 ft deep x 100 ft wide

Location & Zoning

Street Address	520 CONCORD ST
City	SAINT JOSEPH
State	MO
Zip	64505-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MCCOOL'S LOT:7 BLK:11LGL DESC:& LOTS 8-9-&-10
Legal Subdivision	MCCOOLS
Legal Block	11
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	300

Owner

520 Concord St is owned by two individuals who acquired it in June 2026.

Source: Buchanan County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12415 PALMER DR, COUNTRY CLUB, MO 64505-8563
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2021	Warranty Deed, Transfer NOT AVAILABLE, CLEAR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021
Deed Sale	Jun 28, 2021
Deed Document Number	20216738
Deed Book / Page	3764 / 68
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000005051
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 23, 2026
Property Address	520 CONCORD ST, SAINT JOSEPH, MO 64505-1950
Document Number	0000005051
Book / Page	3819 / 808
Instrument Date	Jun 22, 2026
Instrument	20265051
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 COBB LN, SAINT JOSEPH, MO 64505-4105

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 28, 2021
Property Address	520 CONCORD ST, SAINT JOSEPH, MO 64505-1950
Document Number	3764/68
Book / Page	3764 / 68
Instrument Date	Jun 22, 2021
Instrument	2021006738
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	NOT AVAILABLE, CLEAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17415 PALMER DRIVE ST, JOSEPH, MO 64509

Tax Assessment & Valuation

The 2025 property tax bill for 520 Concord St was $520, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00 (+0.19%)	$7,210 Land $1,800 Building $5,410	$37,930 Land $9,460 Building $28,470
2024	$519.00 (+14.57%)
2023	$453.00 (-0.66%)	$6,850 (-) Land $1,800 Building $5,050	$36,060 Land $9,460 Building $26,600
2022	$456.00	$6,850 Land $1,800 Building $5,050
2021			$36,060 Land $9,460 Building $26,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 Concord St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Concord St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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