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520 Commonwealth St, Durham, NC 27703 Property Records

Durham County property record for 520 Commonwealth St, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 712 sqft · built 1960
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jan 2020)
Tax Bill$1,821 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN0840-08-3495

Property Details

APN / Parcel Number

Primary APN0840-08-3495
Alternative APNs
  • 0840-08-34-9530
  • 084005083494
  • 131009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area712 sqft Heated Area
1st Floor Area712 sqft

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch
Lot Area4,356 sqft (0.1 acres)
PorchPorch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater

Location & Zoning

Old Parcel Number084005083494
Street Address520 COMMONWEALTH ST
CityDURHAM
StateNC
Zip27703-4428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCG
Legal DescriptionPROP-WOODS LARKIN/LT#72-7 3 PT PL:00005A-000005
Legal SubdivisionPROP-WOODS LARKIN
Legal Block8
Legal Lot Number72,7
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4011
Census Tract1802

Owner

Source: Durham County assessment roll, APN 0840-08-3495, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address206 YORKTOWN DR, CHAPEL HILL, NC 27516-3239
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jul 26, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2020 · Amount on Record
Deed SaleJan 03, 2020 · Amount on Record
Prior SaleJul 26, 2019 · Amount on Record
Deed Document Number0008841970
Deed Book / Page8841 / 970
Record UpdatedJun 07, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJan 03, 2020
Property Address520 COMMONWEALTH ST, DURHAM, NC 27703-4428
Document Number0088410970
Book / Page8841 / 970
Map ReferenceMB 5 PG 5
Instrument DateJan 03, 2020
Instrument2020000273
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 TYSER PL, 104, GARNER, NC 27529-4758

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 COMMONWEALTH ST, DURHAM, NC 27703-4428

Mortgage

Document Number2020000274
DateJan 03, 2020
Instrument2020000274
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJul 26, 2019
Property Address520 COMMONWEALTH ST, DURHAM, NC 27703-4428
Document Number0087120416
Book / Page008712 / 000416
Instrument DateJul 26, 2019
Instrument26178
Transaction TypeTransfer
Record UpdatedAug 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$90.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address555 FAYETTEVILLE ST #3 RALEIGH NC 276013030, 3, RALEIGH, NC 27601-3030

Tax Assessment & Valuation

Source: Durham County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,821.00 (+73.26%)$183,724 (+128.98%) Land $77,000 Building $106,724$183,724 (+128.98%) Land $77,000 Building $106,724
2023$1,051.00 (+2.44%)$80,236 Land $16,515 Building $63,721$80,236 Land $16,515 Building $63,721
2022$1,026.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), as of June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 31 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0332010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF DURHAM
serves 333,490 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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