520 Coldstream Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 520 Coldstream Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Nov 2025)
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870001168`

Property Details

APN / Parcel Number

Primary APN	`A870001168`
Alternative APN	`2-0065-6050-00-0160.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870001168
Street Address	520 COLDSTREAM CT
City	SAINT PETERS
State	MO
Zip	63376-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES LANDING #3 LOT 160
Legal Subdivision	EAGLES LANDING #3
Legal Lot Number	160
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2018
Census Tract	311721

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 COLDSTREAM CT, SAINT PETERS, MO 63376-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Affidavit of Death of Joint Tenant, Transfer VANTAGE CU
Aug 13, 2019	Quit Claim Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	202550780
Prior Transfer Date	Nov 11, 2025
Prior Transfer Doc	0000050780
Record Updated	Oct 29, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2025
Property Address	520 COLDSTREAM CT, SAINT PETERS, MO 63376-4703
Document Number	0000050780
Map Reference	MB 25 PG 137&138
Instrument Date	Oct 18, 2025
Instrument	2025R-050780
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COLDSTREAM CT, SAINT PETERS, MO 63376-4703

Mortgage

Document Number	0000050781
Date	Nov 12, 2025
Instrument	2025R-050781

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 13, 2019
Property Address	520 COLDSTREAM CT, SAINT PETERS, MO 63376-4703
Document Number	0071221390
Book / Page	007122 / 001390
Instrument Date	Aug 8, 2019
Instrument	424490
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 COLDSTREAM CT ST PETERS MO 633764703, ST PETERS, MO 63376-4703

Mortgage

Document Number	71221392
Date	Aug 13, 2019
Book Page	007122/001392
Instrument	424500

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,916 (-)	$252,192 (-) Land $55,000 Building $197,192
2025	$2,956.00 (+6.87%)	$47,916 (+9.99%)	$252,192 (+1%) Land $55,000 Building $197,192
2024	$2,766.00 (+13.27%)
2023		$43,562 (+21.75%)
2022	$2,442.00	$35,780	$229,274 (+21.75%) Land $45,000 Building $184,274
2021			$188,318 Land $45,000 Building $143,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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