520 Cocoanut Ave, Englewood, FL 34223 Property Records

Sarasota County property record for 520 Cocoanut Ave, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 781 sqft · built 1953
Lot Size	0.149 acres (6,510 sqft)
Owner	2 Company Names on Record
Last Sale	$136,000 (May 2019)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`0497-14-0044`

Property Details

APN / Parcel Number

Primary APN	`0497-14-0044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	781 sqft Living Area
1st Floor Area	781 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,510 sqft (0.149 acres)
Lot Dimensions	139 ft deep x 60 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	300 sqft
Patio Area	60 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 COCOANUT AVE
City	ENGLEWOOD
State	FL
Zip	34223-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCTO; RMF1
Legal Description	E 60 FT OF W 180 FT OF LOT 6 BLK T PLAT OF ENGLEWOOD
Legal Range	19E
Legal Township	40S
Legal Section	25
Legal Subdivision	ENGLEWOOD PLAT OF
Legal Tract	54
Legal Block	T
Legal Lot Number	6
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	1
Census Block	1019
Census Tract	2604

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 30, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	0000064808
Last Transfer Date	Aug 30, 2022
Transfer Doc	0000142176
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	MSC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144

Mortgage

Document Number	0000114684
Date	Jul 8, 2022
Instrument	2022114684

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARASOTA FL
Recording Date	Aug 30, 2022
Property Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144
Document Number	0000142176
Map Reference	MB 1 PG 130
Instrument Date	Aug 30, 2022
Instrument	2022142176
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	May 17, 2019
Property Address	520 COCOANUT AVE, ENGLEWOOD, FL 34223-3144
Document Number	0000064808
Map Reference	MB 1 PG 130
Instrument Date	May 15, 2019
Instrument	2019064808
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10420 RAYMOND ST, 10420, ENGLEWOOD, FL 34224-8744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4366 BAKER ST, RADNOR, OH 43066-9621

Mortgage

Document Number	0000064809
Date	May 17, 2019
Instrument	2019064809

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (-24.54%) Homeowner's exemption	$185,548 (+2.9%)	$211,200 (-1.35%) Land $76,400 Building $134,800
2024	$2,266.00 (+4.67%) Homeowner's exemption	$180,319 (+3%)	$214,100 (-2.15%) Land $76,000 Building $138,100
2023	$2,165.00 (+4.04%) Homeowner's exemption	$175,067 (+3%)	$218,800 (+10.56%) Land $78,000 Building $140,800
2022	$2,081.00 Homeowner's exemption	$169,968	$197,900 Land $70,400 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	42 (1990–2024)
Claims Outside the SFHA	15 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 12 claims Hurricane Ian, Sep 2022 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier, Hotwire Communications, T-Mobile, Verizon.

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