Cherokee County property record for 520 Co Rd 686, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,892 sqft · built 1994 |
| Owner | Individual Name on Record |
| Flood Zone | Zone AE (high risk) |
| APN | 13-09-05-22-0-000-035.000 |
| Primary APN | 13-09-05-22-0-000-035.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,892 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 118 sqft |
| Account Number | 209284 |
|---|---|
| Street Address | 520 COUNTY ROAD 686 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40, LITTLE RIVER MOUTH S/D, PB8/13 |
| Legal Subdivision | LITTLE RIVER MOUTH |
| Legal Lot Number | 40 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | LEESBURG |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 955802 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 COUNTY ROAD 686, CEDAR BLUFF, AL 35959-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2019 |
| Deed Sale | Aug 9, 2019 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $21,100 (+0.67%) Land $6,960 Building $14,140 | $211,000 (+0.67%) Land $69,600 Building $141,400 |
| 2023 | Additional exemption filed | $20,960 | $209,600 Land $65,000 Building $144,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
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