520 Claymore St, Duluth, MN 55803 Property Records

St. Louis County property record for 520 Claymore St, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,340 sqft · built 2014
Lot Size2.9 acres (126,743 sqft)
OwnerIndividual Name on Record
Last Sale$102,500 (Sep 2007)
Tax Bill$10,352 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-2010-03970

Property Details

APN / Parcel Number

Primary APN010-2010-03970
Alternative APN
  • 972840

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,340 sqft Gross Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area126,743 sqft (2.9 acres)
Garage Area2,304 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area336 sqft
Deck Area42 sqft
Storage Building120 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number972840
Street Address520 CLAYMORE ST
CityDULUTH
StateMN
Zip55803-1461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13 14 15 & 16 EX W 100 FT SERIAL #
Legal SubdivisionGREYSOLON FARMS FIRST DIVISION
Legal Block15
Legal Lot Number13-16
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3006
Census Tract100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 CLAYMORE ST, DULUTH, MN 55803-1461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2007 · Amount on Record
Deed SaleSep 11, 2007 · Amount on Record
Deed Document Number2007842384
Last Transfer DateJul 7, 2014
Transfer Doc000T946524
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address520 CLAYMORE ST, DULUTH, MN 55803-1461
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001040044
DateApr 30, 2021
Instrument1040044
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,352.00 (+5.52%) Homeowner's exemption
2025$9,810.00 (-3.82%) Homeowner's exemption$591,300 (-12.67%) Land $82,100 Building $509,200$591,300 (-12.67%) Land $82,100 Building $509,200
2024$10,200.00$677,100 (+14.96%) Land $73,800 Building $603,300$677,100 (+14.96%) Land $73,800 Building $603,300
2022$589,000 Land $68,100 Building $520,900$589,000 Land $68,100 Building $520,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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