520 Clark Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 520 Clark Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,606 sqft · built 1985
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$162,900 (Oct 2000)
Tax Bill	$11,394 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-00172-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`50-00172-0000-00002-01`
Alternative APNs	`50001720000000020001` `1688`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	576 sqft
Deck Area	320 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1688
Street Address	520 CLARK AVE
City	UNION BEACH
State	NJ
Zip	07735-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Block	172
Legal Lot Number	2.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	5
Census Block	5017
Census Tract	801800

Owner

520 Clark Ave is owned and occupied by two individuals who bought it in October 2000.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 CLARK AVE, UNION BEACH, NJ 07735-3334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2000 · Amount on File
Deed Sale	Oct 12, 2000 · Amount on File
Prior Sale	Aug 6, 1998 · Amount on File
Deed Book / Page	5981 / 365
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	520 CLARK AVE, UNION BEACH, NJ 07735-3334
Document Number	0000051194
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 CLARK AVE UNION BEACH NJ 077353334, UNION BEACH, NJ 07735-3334

Mortgage

Document Number	0000051194
Date	Jun 11, 2019
Book Page	009352/004524
Instrument	51194

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 10, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 520 Clark Ave was $11,394, up 14% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,700 (+9.7%) Land $293,500 Building $289,200	$582,700 (+9.7%) Land $293,500 Building $289,200
2025	$11,394.00 (+13.96%)	$531,200 Land $255,400 Building $275,800	$531,200 Land $255,400 Building $275,800
2024	$9,998.00
2023		$427,100 Land $193,500 Building $233,600	$427,100 Land $193,500 Building $233,600
2022	$8,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Clark Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	74 (1992–2026)
Claims Outside the SFHA	9 of 74
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 62 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 Clark Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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