Mitchell County property record for 520 Chestnut Mountain Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,305 sqft · built 1964 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jan 2022) |
| Tax Bill | $1,000 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0777-00-14-2537 |
| Primary APN | 0777-00-14-2537 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Construction Type | Wood |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Central |
|---|
| Account Number | 555784145 |
|---|---|
| Street Address | 520 CHESTNUT MOUNTAIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1225 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 950400 |
Source: Mitchell County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 CHESTNUT MOUNTAIN RD, SPRUCE PINE, NC 28777-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on Record |
| Deed Sale | Jan 27, 2022 · Amount on Record |
| Deed Document Number | 2022000161 |
| Deed Book / Page | 639 / 206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 27, 2022 |
| Property Address | 520 CHESTNUT MOUNTAIN RD, SPRUCE PINE, NC 28777-6425 |
| Document Number | 000639/206 |
| Book / Page | 639 / 206 |
| Instrument Date | Jan 22, 2022 |
| Instrument | 2022000161 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 NEWDALE CHURCH RD, 219, BURNSVILLE, NC 28714-5577 |
| Name | Verified Name |
|---|---|
| Address | 520 CHESTNUT MOUNTAIN RD, SPRUCE PINE, NC 28777-6425 |
| Document Number | 2022000163 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022000163 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Mitchell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,000.00 (-3.01%) | $156,300 (-4.58%) Land $13,000 Building $143,300 |
| 2023 | $1,031.00 | $163,800 Land $13,000 Building $150,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable · Fiber in parts of the area | 400 / 24 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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