New Castle County property record for 520 Chestnut Ln, Townsend, DE 19734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,151 sqft · built 1985 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (May 2026) |
| Tax Bill | $125 (2023) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-007.00-047 |
| Primary APN | 14-007.00-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,151 sqft Living Area |
| 1st Floor Area | 2,151 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 91,040 sqft (2.09 acres) |
| Lot Dimensions | 273 ft deep x 351 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 520 CHESTNUT LN |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-9018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | CHESTNUT HILL |
| Legal Lot Number | 8 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 16808 |
Source: New Castle County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 CHESTNUT LN, TOWNSEND, DE 19734-9018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| May 27, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Dec 12, 1988 · Amount on Record |
| Deed Document Number | 202637889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 520 CHESTNUT LN, TOWNSEND, DE 19734-9018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 CHESTNUT LN, TOWNSEND, DE 19734-9018 |
| Document Number | 0000134076 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 20211119-0134076 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 910 Months |
| Due | Sep 15, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.19% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | May 27, 2026 |
| Property Address | 520 CHESTNUT LN, TOWNSEND, DE 19734-9018 |
| Document Number | 0000037889 |
| Instrument Date | May 8, 2026 |
| Instrument | 202637889 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,376,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 520 CHESTNUT LN, TOWNSEND, DE 19734-9018 |
| Document Number | 0000037893, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202637893 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $522,500 (+378.04%) Land $181,400 Building $341,100 | ||
| 2024 | $439,740 | ||
| 2023 | $125.00 | $109,300 (-) Land $17,900 Building $91,400 | |
| 2022 | $109,300 Land $17,900 Building $91,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 75% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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