Walton County property record for 520 Cheek Rd, Monroe, GA 30655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,740 sqft · built 1995 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Mar 2025) |
| Tax Bill | $3,439 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C1890-006 |
| Primary APN | C1890-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| 1st Floor Area | 1,740 sqft |
| Utility Area | 192 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 122,404 sqft (2.81 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 239 sqft |
| Deck Area | 42 sqft |
| Patio Area | 102 sqft |
| Canopy | 36 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13072 |
|---|---|
| Street Address | 520 CHEEK RD |
| City | MONROE |
| State | GA |
| Zip | 30655-5144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.81AC |
| Jurisdiction | WALTON GA |
| Township / Civil Division | GOOD HOPE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 110200 |
Source: Walton County records · APN C1890-006
Assessment roll updated March 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 CHEEK RD, MONROE, GA 30655-5144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit PEACH STATE FEDERAL CREDIT UNION |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI SYNOVUS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2025 · Amount on Record |
| Deed Sale | Mar 06, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 20252085 |
| Deed Book / Page | 5580 / 1778 |
| Prior Transfer Date | Feb 11, 2025 |
| Prior Transfer Doc | 0055801776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jul 09, 2026 |
| Property Address | 520 CHEEK RD, MONROE, GA 30655-5144 |
| Document Number | 0000000727 |
| Book / Page | 5638 / 1875 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 2026727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 CHEEK RD, MONROE, GA 30655-5144 |
| Document Number | 0000000727, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 5638/1875 |
| Instrument | 2026727 |
| Name | PEACH STATE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 01, 2038 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 520 CHEEK RD, MONROE, GA 30655-5144 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 CHEEK RD, MONROE, GA 30655-5144 |
| Document Number | 0048200000000222 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 0000004820/0000000222 |
| Instrument | 2021005098 |
| Name | SYNOVUS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 520 CHEEK RD, MONROE, GA 30655-5144 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 CHEEK RD MONROE GA 306555144, MONROE, GA 30655-5144 |
| Document Number | 45260067 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 004526/000067 |
| Instrument | 1025 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | MONROE, GA 30655 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
Source: Walton County records · Assessment roll updated March 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,439.00 (+13.39%) | $112,384 (+12.36%) Land $31,120 Building $81,264 | $280,960 (+12.36%) Land $77,800 Building $203,160 |
| 2023 | $3,033.00 (+1.2%) | $100,024 (+11.6%) Land $25,880 Building $74,144 | $250,060 (+11.6%) Land $64,700 Building $185,360 |
| 2022 | $2,997.00 | $89,624 Land $23,040 Building $66,584 | $224,060 Land $57,600 Building $166,460 |
Source: FEMA National Flood Hazard Layer, Walton County (13297C), updated December 14, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132971102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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