Alexander County property record for 520 Cheatham Ford Rd, Hiddenite, NC 28636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,066 sqft · built 2004 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2018) |
| Tax Bill | $2,623 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139471 |
| Primary APN | 139471 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Lot Area | 108,464 sqft (2.49 acres) |
| Garage Type | Attached |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 9341033 |
|---|---|
| Street Address | 520 CHEATHAM FORD RD |
| City | HIDDENITE |
| State | NC |
| Zip | 28636-8266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 3788 SUBMAP 94 BLOCK 4231 (PIN) SR 1456 H-8 0025 |
| Legal Block | 4231 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | SHARPES |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 40500 |
520 Cheatham Ford Rd is owned and occupied by two individuals who bought it in October 2018.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 CHEATHAM FORD RD, HIDDENITE, NC 28636-8266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Deed Book / Page | 611 / 1767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 520 CHEATHAM FORD RD, HIDDENITE, NC 28636-8266 |
| Document Number | 0006271217 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 CHEATHAM FORD RD HIDDENITE NC 286368266, HIDDENITE, NC 28636-8266 |
| Document Number | 0006271217 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 000627/001217 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 10, 2035 |
The 2026 property tax bill for 520 Cheatham Ford Rd was $2,623, down 6.9% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,623.00 (-6.85%) | $385,762 (-) Land $21,850 Building $363,912 | |
| 2025 | $2,816.00 | $385,762 Land $21,850 Building $363,912 | |
| 2023 | $3,317.00 | $385,762 Land $21,850 Building $363,912 | $385,762 Land $21,850 Building $363,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Cheatham Ford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 Cheatham Ford Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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