Emmet County property record for 520 Charlevoix Ave, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,158 sqft |
| Lot Size | 0.438 acres (19,091 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,743 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-126-067 |
| Primary APN | 52-19-06-126-067 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,524 sqft |
| Unfinished Basement | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 19,091 sqft (0.438 acres) |
|---|---|
| Garage Area | 1,200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 520 CHARLEVOIX AVE |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP O-S |
| Legal Description | WEST PARK ADDITION LOT 11 & 12 BLK 9. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | WEST PARK ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 11-12 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970800 |
520 Charlevoix Ave is owner-occupied and held in a trust since December 2012.
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 520 CHARLEVOIX AVE, PETOSKEY, MI 49770-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 28, 2012 |
| Transfer Doc | 1152/30 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,600 (+19.44%) Land $325,600 | $651,200 (+19.44%) Land $651,200 | |
| 2025 | $272,600 Land $272,600 | $545,200 Land $545,200 | |
| 2024 | $2,743.00 | ||
| 2023 | $169,300 Land $169,300 | $338,600 Land $338,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Charlevoix Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Charlevoix Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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