520 Central Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 520 Central Ave SE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	780 sqft · built 1924
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$184,500 (Sep 2021)
Tax Bill	$1,501 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
APN	`80.04039.00`

Property Details

APN / Parcel Number

Primary APN	`80.04039.00`

Interior

Building Area	780 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	480 sqft
Porch	Slab
Porch Area	148 sqft
Deck Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	520 CENTRAL AVE SE
City	BEMIDJI
State	MN
Zip	56601-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-146 RANGE- 33 RIDGWAY'S FIRST ADD TO NYMORE LOT- 7 BLOCK- 3
Legal Range	33
Legal Township	146
Legal Section	15
Legal Subdivision	RIDGWAYS FIRST ADD TO NYMORE
Legal Block	3
Legal Lot Number	7
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	2
Census Block	2021
Census Tract	450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 CENTRAL AVE SE, BEMIDJI, MN 56601-4827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	2021602459
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Sep 22, 2021
Property Address	520 CENTRAL AVE SE, BEMIDJI, MN 56601-4827
Document Number	A000602459
Instrument Date	Sep 20, 2021
Instrument	A000602459
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	NOT AVAILABLE, SATHRE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$608.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COWEA AVE, BEMIDJI, MN 56601

Mortgage

Document Number	A000602460
Date	Sep 22, 2021
Instrument	A000602460

Lender

Name	RIVERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,501.00 (+9.24%)	$132,600 (-) Land $5,500 Building $127,100	$132,600 (-) Land $5,500 Building $127,100
2025	$1,374.00 (-10.89%) Homeowner's exemption	$132,600 (-0.08%) Land $5,500 Building $127,100	$132,600 (-0.08%) Land $5,500 Building $127,100
2023		$132,700 Land $5,500 Building $127,200	$132,700 Land $5,500 Building $127,200
2021	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bemidji serves 15,147 people · EPA ID MN1040002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20