Chesapeake City property record for 520 Centerville Tpke S, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,420 sqft · built 1974 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Dec 2018) |
| Tax Bill | $3,680 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| APN | 0491001000430 |
| Primary APN | 0491001000430 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 130 sqft |
| Carport | Carport |
| Carport Area | 130 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 405 sqft |
| Patio Area | 222 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 CENTERVILLE TPKE S |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 43 ALBEMARLE ACRES SEC 1 |
| Legal Subdivision | ALBEMARLE ACRES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21101 |
520 Centerville Tpke S is owned and occupied by two individuals who bought it in December 2018.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE COMPANY |
| Oct 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 18, 2018 | Warranty Deed, Transfer · VA Mortgage NEWTOWNE MORTGAGE |
| May 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on File |
| Deed Sale | Dec 18, 2018 · Amount on File |
| Prior Sale | May 15, 2017 · Amount on File |
| Deed Document Number | 201832638 |
| Deed Book / Page | 9975 / 491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010074/250 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 10074/250 |
| Instrument | 190029894 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 27, 2021 |
| Property Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Document Number | 10470/1223 |
| Book / Page | 10470 / 1223 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 210048678 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Document Number | 210048679 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 210048679 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 18, 2018 |
| Property Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Document Number | 9975/491 |
| Book / Page | 9975 / 491 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 180032638 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Document Number | 180032639 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 180032639 |
| Name | NEWTOWNE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 15, 2017 |
| Property Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Document Number | 9787/211 |
| Book / Page | 9787 / 211 |
| Instrument Date | May 9, 2017 |
| Instrument | 170012948 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3910 |
| Document Number | 170012949 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 170012949 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 520 Centerville Tpke S was $3,680.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,900 (+5.9%) Land $200,000 Building $185,900 | $385,900 (+5.9%) Land $200,000 Building $185,900 | |
| 2025 | $3,680.00 | $364,400 Land $175,000 Building $189,400 | $364,400 Land $175,000 Building $189,400 |
| 2023 | $327,300 (+10.99%) Land $165,000 Building $162,300 | $327,300 (+10.99%) Land $165,000 Building $162,300 | |
| 2022 | $294,900 Land $140,000 Building $154,900 | $294,900 Land $140,000 Building $154,900 | |
| 2019 | $2,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 520 Centerville Tpke S; 21 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Centerville Tpke S is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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