St. Clair County property record for 520 Cedar St, Osceola, MO 64776
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 960 sqft · built 1975 |
| Owner | Individual Name on Record |
| Tax Bill | $600 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Oct 2018 Mortgage |
| APN | 09-4.0-20-003-002-006.00 |
| Primary APN | 09-4.0-20-003-002-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 520 CEDAR ST |
|---|---|
| City | OSCEOLA |
| State | MO |
| Zip | 64776-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 11 & 12 BLK 8 JOHNSON ADDN OSCEOLA |
| Legal Subdivision | JOHNSON ADDN |
| Legal Block | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | SAINT CLAIR MO |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1143 |
| Census Tract | 480300 |
Source: St. Clair County records, as of February 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 CEDAR ST, OSCEOLA, MO 64776-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ST CLAIR COUNTY STATE BANK |
| Oct 12, 2018 | Warranty Deed, Transfer · Commercial Mortgage SUELLYN COBLE ETAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2018 |
| Deed Sale | Oct 12, 2018 |
| Prior Sale | Jan 20, 2006 |
| Deed Document Number | 0006141062 |
| Deed Book / Page | 614 / 1062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MO |
| Property Address | 520 CEDAR ST, OSCEOLA, MO 64776-9341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 617/1208 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 617/1208 |
| Name | ST CLAIR COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | OSCEOLA, MO 64776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MO |
| Recording Date | Oct 12, 2018 |
| Property Address | 520 CEDAR ST, OSCEOLA, MO 64776-9341 |
| Document Number | 00614/1062 |
| Book / Page | 614 / 1062 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 CEDAR ST, OSCEOLA, MO 64776-9341 |
| Document Number | 0006141064 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 614/1064 |
| Name | SUELLYN COBLE ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Clair County |
| Municipality | Osceola City |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $600.00 (+9.69%) | $8,700 (-) | $45,900 (-) Land $3,800 Building $42,100 |
| 2023 | $547.00 (+0.92%) | $8,700 | $45,900 Land $3,800 Building $42,100 |
| 2022 | $542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSCEOLA PWS serves 947 people · EPA ID MO5010612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL | 40 / 3 |
May also be available: Conexon Connect, Rocket Connect, T-Mobile.
5G (outdoors only) and 4G LTE
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