520 Carpenter St, Memphis, TN 38112 Property Records

Shelby County property record for 520 Carpenter St, Memphis, TN 38112

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 734 sqft · built 1932
Lot Size	0.091 acres (3,955 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 2025)
Tax Bill	$67 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-7026-0-0030`

Property Details

APN / Parcel Number

Primary APN	`03-7026-0-0030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	734 sqft Living Area
1st Floor Area	734 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cottage
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,955 sqft (0.091 acres)
Lot Dimensions	113 ft deep x 35 ft wide
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	520 CARPENTER ST
City	MEMPHIS
State	TN
Zip	38112-2908
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-6
Legal Description	45 N PT 47 ES CARPENTER
Legal Subdivision	CARPENTER
Legal Lot Number	46S
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	2800

Owner

520 Carpenter St, vacant land, is owned by two individuals who bought it in November 2025.

Source: Shelby County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7383 WALLINGFORD DR, OLIVE BRANCH, MS 38654-6691
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF FAYETTE COUNTY
Nov 5, 2025	Warranty Deed, Transfer ACER TITLE AND ESCROW LLC, EXCEL TITLE & ESCROW LLC
Jan 25, 2022	Warranty Deed, Transfer PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Jan 25, 2022 · Amount on File
Deed Document Number	202595884
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Apr 28, 2026
Property Address	520 CARPENTER ST, MEMPHIS, TN 38112-2908
Document Number	0000032905
Instrument Date	Apr 21, 2026
Instrument	202632905
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7383 WALLINGFORD DR, OLIVE BRANCH, MS 38654-6691

Mortgage

Document Number	0000032905,
Date	Apr 28, 2026
Instrument	202632905

Lender

Name	BANK OF FAYETTE COUNTY

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 5, 2025
Property Address	520 CARPENTER ST, MEMPHIS, TN 38112-2908
Document Number	0025095884
Map Reference	MB 5 PG 56
Instrument Date	Nov 3, 2025
Instrument	25095884
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACER TITLE AND ESCROW LLC, EXCEL TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7383 WALLINGFORD DR, OLIVE BRANCH, MS 38654-6691

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 25, 2022
Property Address	520 CARPENTER ST, MEMPHIS, TN 38112-2908
Document Number	0022009318
Map Reference	MB 5 PG 56
Instrument Date	Jan 14, 2022
Instrument	22009318
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3379 FORD RD, MEMPHIS, TN 38109-3257

Tax Assessment & Valuation

The 2025 property tax bill for 520 Carpenter St was $67, up 59.5% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$67.00 (+59.52%)	$2,500 Land $2,500	$10,000 Land $10,000
2024	$42.00
2023		$1,250 Land $1,250
2022	$76.00
2021			$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Carpenter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 520 Carpenter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Carpenter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures