Buchanan County property record for 520 Cardiff Dr, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1985 |
| Lot Size | 4.05 acres (176,418 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | Sep 2018 Sale |
| APN | 11-3.0-05-002-000-039.000 |
| Primary APN | 11-3.0-05-002-000-039.000 |
|---|
| Building Area | 1,040 sqft Base Area |
|---|---|
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 176,418 sqft (4.05 acres) |
| Street Address | 520 CARDIFF DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:JONES SUB-DIVISION LOT:13 BLK:LGL DESC:& LOT 14 |
| Legal Subdivision | JONES SUB-DIVISION |
| Legal Lot Number | 13-14 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 2300 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 520 CARDIFF DR, SAINT JOSEPH, MO 64504-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 |
| Deed Sale | Sep 17, 2018 |
| Deed Document Number | 20188662 |
| Deed Book / Page | 3706 / 271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 17, 2018 |
| Property Address | 520 CARDIFF DR, SAINT JOSEPH, MO 64504-2300 |
| Document Number | 003706/271 |
| Book / Page | 3706 / 271 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018008662 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 CARDIFF DR, SAINT JOSEPH, MO 64504-2300 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,358.00 | $21,390 (+16.19%) Land $4,190 Building $17,200 | $112,590 (+16.18%) Land $22,050 Building $90,540 |
| 2024 | $1,358.00 (+11.77%) | ||
| 2023 | $1,215.00 (-0.65%) | $18,410 (-) Land $4,380 Building $14,030 | $96,910 (-) Land $23,050 Building $73,860 |
| 2022 | $1,223.00 | $18,410 Land $4,380 Building $14,030 | |
| 2021 | $96,910 Land $23,050 Building $73,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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