520 Canary Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 520 Canary Ln, Red Oak, TX 75154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 1992
Lot Size0.228 acres (9,932 sqft)
OwnerIndividual Name on Record
Tax Bill$4,103 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR170232

Property Details

APN / Parcel Number

Primary APNR170232
Alternative APNs
  • 72780390200900111
  • 170232

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area1,953 sqft
1st Floor Area1,392 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,932 sqft (0.228 acres)
Lot Dimensions132 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area139 sqft
Storage Building256 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address520 CANARY LN
CityRED OAK
StateTX
Zip75154-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK B RED OAK ESTS-REV .228 AC
Legal SubdivisionRED OAK ESTS-REV
Legal BlockB
Legal Lot Number9
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group2
Census Block2013
Census Tract60206

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address307 JOSEY LN, RED OAK, TX 75154-7619
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK & TRUST
Jul 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 7, 2017
Transfer Doc0000020270
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Recording DateApr 6, 2026
Property Address520 CANARY LN, RED OAK, TX 75154-4212
Document Number0000011368
Instrument DateApr 2, 2026
Instrument202611368
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 CANARY LN, RED OAK, TX 75154-4212

Mortgage

Document Number0000011368,
DateApr 6, 2026
Instrument202611368
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address520 CANARY LN, RED OAK, TX 75154-4212
Transaction TypeMortgage
Record UpdatedDec 31, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002155341
DateDec 17, 2021
Instrument2155341
Lender
NameFIRST BANK & TRUST
TypeBank
AddressMCADOO, TX 79243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELLIS TX
Recording DateJul 19, 2017
Property Address520 CANARY LN, RED OAK, TX 75154-4212
Document Number0000020270
Instrument DateJul 7, 2017
Instrument20270
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address520 CANARY LN RED OAK TX 751544212, RED OAK, TX 75154-4212

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityRed Oak City
Unified School DistrictRed Oak Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,643 (-3.1%) Land $65,000 Building $130,643$195,643 (-3.1%) Land $65,000 Building $130,643
2025$4,103.00 (+3.04%)$201,893 (+1.32%) Land $65,000 Building $136,893$201,893 (+1.32%) Land $65,000 Building $136,893
2024$3,982.00 (-3.68%)
2023$4,134.00 (+163.82%)$199,268 Land $65,000 Building $134,268$199,268 Land $65,000 Building $134,268
2018$1,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RED OAK
serves 18,577 people · EPA ID TX0700031
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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