Putnam County property record for 520 Buffalo Valley Rd, Baxter, TN 38544
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,477 sqft · built 1951 |
| Lot Size | 0.702 acres (30,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $1,079 (2022) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071056N E 00300 |
| Primary APN | 071056N E 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Attic | Attic |
| Attic Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,600 sqft (0.702 acres) |
| Lot Dimensions | 340 ft deep x 90 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1 sqft |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 BUFFALO VALLEY RD |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: K01 |
| Legal Subdivision | FINAL PLAT FOR STEFANIE MEADOWS DIVISION |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1100 |
Source: Putnam County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5271 BUFFALO VALLEY RD, COOKEVILLE, TN 38501-6673 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Sep 1, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Oct 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on Record |
| Deed Sale | Oct 8, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2011 · Amount on Record |
| Deed Document Number | 2025316485 |
| Deed Book / Page | 1649 / 581 |
| Transfer Doc | 0004180251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 520 BUFFALO VALLEY RD, BAXTER, TN 38544-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 BUFFALO VALLEY RD, BAXTER, TN 38544-5108 |
| Document Number | 0000132769 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 1327/69 |
| Instrument | 260906 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Amount | Amount Recorded |
|---|---|
| Term | 86 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 520 BUFFALO VALLEY RD, BAXTER, TN 38544-5108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 BUFFALO VALLEY RD, BAXTER, TN 38544-5108 |
| Document Number | 0001497593 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 1497/593 |
| Instrument | 290262 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | LIVINGSTON, TN 38570 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Aug 28, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Oct 8, 2025 |
| Property Address | 520 BUFFALO VALLEY RD, BAXTER, TN 38544-5108 |
| Document Number | 0001649581 |
| Book / Page | 1649 / 581 |
| Map Reference | CAB M PG 39B |
| Instrument Date | Oct 7, 2025 |
| Instrument | 316485 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, LEDBETTER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5271 BUFFALO VALLEY RD, COOKEVILLE, TN 38501-6673 |
| Document Number | 0000316486 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 316486 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Baxter Town |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,350 (-) Land $3,650 Building $26,700 | ||
| 2024 | $30,350 (-) Land $3,650 Building $26,700 | ||
| 2023 | $30,350 Land $3,650 Building $26,700 | ||
| 2022 | $1,079.00 | ||
| 2021 | $121,400 Land $14,600 Building $106,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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