520 Bitterfield Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 520 Bitterfield Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 1969
Lot Size	0.39 acres (17,001 sqft)
Owner	Trust Name on File
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22Q-43-0401`

Property Details

APN / Parcel Number

Primary APN	`22Q-43-0401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,001 sqft (0.39 acres)
Lot Dimensions	267 ft deep x 289 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 BITTERFIELD DR
City	BALLWIN
State	MO
Zip	63011-4074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	OAK TREE FARM ADDN NO 2 PLAT 9 LOT 427
Legal Subdivision	OAK TREE FARM ADDN NO 2 PLAT 9
Legal Lot Number	427
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4005
Census Tract	217802

Owner

520 Bitterfield Dr is owner-occupied and held in a trust since April 2001.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	520 BITTERFIELD DR, BALLWIN, MO 63011-4074
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2001
Transfer Doc	0000001457
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 BITTERFIELD DR, BALLWIN, MO 63011-4074
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BITTERFIELD DR, BALLWIN, MO 63011-4074

Mortgage

Document Number	0252685467
Date	Dec 14, 2021
Book Page	25268/5467
Instrument	2021121400945

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	520 BITTERFIELD DR, BALLWIN, MO 63011-4074
Document Number	0223890610
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	CARDINAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 BITTERFIELD DR BALLWIN MO 630114074, BALLWIN, MO 63011-4074

Mortgage

Document Number	0223890610
Date	Feb 7, 2017
Book Page	022389/000610
Instrument	438

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Bitterfield Dr was $4,296, up 16.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,980 (-) Land $31,920 Building $38,060	$368,300 (-) Land $168,000 Building $200,300
2025	$4,296.00 (+16.14%)	$69,980 Land $31,920 Building $38,060	$368,300 Land $168,000 Building $200,300
2024	$3,699.00 (-0.88%)
2023	$3,732.00 (+13.23%)	$56,880 (+22.64%) Land $17,990 Building $38,890	$299,400 Land $94,700 Building $204,700
2022	$3,296.00	$46,380 Land $19,990 Building $26,390
2021			$244,100 Land $105,200 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Bitterfield Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2020)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Bitterfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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