Polk County property record for 520 Bennett St, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,314 sqft · built 1901 |
| Lot Size | 0.195 acres (8,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Mar 2020) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jan 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-11-336500-016100 |
| Primary APN | 25-28-11-336500-016100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,481 sqft (0.195 acres) |
| Lot Dimensions | 148 ft deep x 57 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Porch | Porch |
| Street Address | 520 BENNETT ST |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | AUBURNDALE HGTS PB 2 PG 13 BLK 16 LOT 10 & E1/2 OF CLOSED ALLEY LYING W OF SAME |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | AUBURNDALE HEIGHTS |
| Legal Tract | 336500 |
| Legal Block | 16 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 13200 |
Source: Polk County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| Jan 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Mar 25, 2020 | Warranty Deed, Transfer · FHA Mortgage TRUIST BK |
| Jun 26, 2019 | Loan Modification, Mortgage BANK OF CTRL FL |
| Jun 28, 2019 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 202067117 |
| Deed Book / Page | 11187 / 1647 |
| Prior Transfer Date | Jan 13, 2011 |
| Prior Transfer Doc | 0000015062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Document Number | 0000104886 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 13535/292 |
| Instrument | 2025104886 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Document Number | 0000004535 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 12061/473 |
| Instrument | 2022004535 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Document Number | 0111871647 |
| Book / Page | 011187 / 001647 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 67117 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2020 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $861.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 BENNETT ST AUBURNDALE FL 338234229, AUBURNDALE, FL 33823-4229 |
| Document Number | 111871648 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 011187/001648 |
| Instrument | 67118 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Document Number | 0108901350 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Number | 0108901350 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 010890/001350 |
| Instrument | 135305 |
| Name | BANK OF CTRL FL |
|---|---|
| Type | Bank |
| Address | 5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 520 BENNETT ST, AUBURNDALE, FL 33823-4229 |
| Document Number | 0108901349 |
| Book / Page | 010890 / 001349 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 135304 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $287.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,795 (+1%) | $144,016 (-10.17%) Land $33,924 Building $110,092 | |
| 2025 | $2,204.00 (+11.82%) | $122,541 (-21.36%) | $160,324 (+2.89%) Land $33,924 Building $126,400 |
| 2023 | $1,971.00 (+6.66%) | $155,828 (+4.85%) Land $20,529 Building $135,299 | $155,828 (+4.85%) Land $20,529 Building $135,299 |
| 2022 | $1,848.00 | $148,616 Land $20,529 Building $128,087 | $148,616 Land $20,529 Building $128,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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