Contra Costa County property record for 520 Balra Dr, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,865 sqft · built 1948 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,180,000 (Sep 2019) |
| Tax Bill | $17,792 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-413-006-9 |
| Primary APN | 504-413-006-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 265 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 520 BALRA DR |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAVENSIDE #2 86 |
| Legal Subdivision | HAVENSIDE 02 |
| Legal Lot Number | 86 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 390200 |
520 Balra Dr is owned and occupied by an individual who bought it in September 2019.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 BALRA DR, EL CERRITO, CA 94530-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 10, 2019 | Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Deed Document Number | 2019148560 |
| Prior Transfer Date | Aug 20, 2013 |
| Prior Transfer Doc | 0000211543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 520 BALRA DR, EL CERRITO, CA 94530-3317 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 BALRA DR, EL CERRITO, CA 94530-3317 |
| Document Number | 0000270066 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-270066 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 10, 2019 |
| Property Address | 520 BALRA DR, EL CERRITO, CA 94530-3317 |
| Document Number | 0000148560 |
| Map Reference | VOL 31 PG 44 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019-148560 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 BALRA DR, EL CERRITO, CA 94530-3317 |
| Document Number | 0000148561 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019-148561 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 520 Balra Dr was $17,792 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,316,307 (+2%) Land $981,653 Building $334,654 | |
| 2025 | $17,792.00 Homeowner's exemption | $1,290,498 Land $962,405 Building $328,093 |
| 2023 | $17,053.00 (+1.34%) Homeowner's exemption | $1,240,388 Land $925,035 Building $315,353 |
| 2022 | $16,827.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 520 Balra Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Balra Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures