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520 Ave B, Key West, FL 33040 Property Records

Monroe County property record for 520 Ave B, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,572 sqft · built 2003
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Aug 2012)
Tax Bill$3,131 (2024)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN00151900-000000

Property Details

APN / Parcel Number

Primary APN00151900-000000
Alternative APN
  • 1197424

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,572 sqft Living Area
1st Floor Area1,200 sqft
Basement Area372 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2015
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
PorchUnfinished Open Porch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1197424
Street Address520 AVENUE B
CityKEY WEST
StateFL
Zip33040-5536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 7 LT 10 JOHNSONVILLE PB-1-53 BIG COPPITT Z-342 OR140-398/99 OR974-1367D/C OR974-1368D/C OR963-621 OR1003-458 OR1003-458 OR1009-2100C OR1009-2101C OR1597-1773D/C OR1651-1661 OR1746-1559 OR1988-956/964F/J OR2137-847 OR2176-1556/57 OR2583-2117/18
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionJOHNSONVILLE SUBD
Legal Block7
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2007
Census Tract971700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 AVENUE B, KEY WEST, FL 33040-5536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2012 · Amount on Record
Deed SaleAug 10, 2012 · Amount on Record
Prior SaleDec 18, 2001 · Amount on Record
Deed Document Number20121894987
Deed Book / Page2583 / 2117
Prior Transfer DateDec 14, 2005
Prior Transfer Doc0021761556
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address520 AVENUE B, KEY WEST, FL 33040-5536
Document Number0028590500
Book / Page002859 / 000500
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 AVENUE B KEY WEST FL 330405536, KEY WEST, FL 33040-5536

Mortgage

Document Number0028590500
DateJun 12, 2017
Book Page002859/000500
Instrument2126910
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 11, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,913 (+5.99%)$617,779 (+8.86%) Land $325,000 Building $292,779
2024$3,131.00 (+5.35%)
2023$2,972.00 (+2.73%) Homeowner's exemption$306,561 (+3%)$567,513 (+3.6%) Land $297,500 Building $270,013
2022$2,893.00 Homeowner's exemption$297,633$547,803 Land $275,000 Building $272,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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