520 Atkinson St, Sparta, MI 49345 Property Records

Kent County property record for 520 Atkinson St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1998
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on Record
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-256-003`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-256-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	121 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 ATKINSON ST
City	SPARTA
State	MI
Zip	49345-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	LOT 55 * COUNTRY MEADOWS NO.5
Legal Subdivision	COUNTRY MEADOWS NO.5
Legal Lot Number	55
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2001
Census Tract	10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 ATKINSON ST, SPARTA, MI 49345-1460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CU
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2019	Intrafamily Transfer, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Apr 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019
Deed Sale	Aug 12, 2019
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	201959684
Prior Transfer Date	Aug 2, 2019
Prior Transfer Doc	0000059684
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	520 ATKINSON ST, SPARTA, MI 49345-1460
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ATKINSON ST, SPARTA, MI 49345-1460

Mortgage

Document Number	0000005938
Date	Jan 20, 2022
Instrument	20220120-0005938

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 18, 2029

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	520 ATKINSON ST, SPARTA, MI 49345-1460
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047841
Date	Apr 23, 2021
Instrument	20210423-0047841

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Oct 1, 2049

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Aug 12, 2019
Property Address	520 ATKINSON ST, SPARTA, MI 49345-1460
Document Number	0000059684
Map Reference	LB 108 PG 12
Instrument Date	Aug 2, 2019
Instrument	20190812-0059684
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ATKINSON ST, SPARTA, MI 49345-1460

Mortgage

Document Number	0000059685
Date	Aug 12, 2019
Instrument	20190812-0059685

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	520 ATKINSON ST, SPARTA, MI 49345-1460
Document Number	0000033388
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 ATKINSON ST SPARTA MI 493451460, SPARTA, MI 49345-1460

Mortgage

Document Number	0000033388
Date	Apr 17, 2017
Instrument	33388

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 16, 2024

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+5.02%)	$272,000 (+5.02%)
2025	$2,300.00 (+18.13%) Homeowner's exemption	$129,500 (+19.69%)	$259,000 (+19.69%)
2023		$108,200	$216,400
2019	$1,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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