520 Arborlea Ct, Matthews, NC 28105 Property Records

Mecklenburg County property record for 520 Arborlea Ct, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1976
Lot Size	0.345 acres (15,063 sqft)
Owner	Individual Name on Record
Last Sale	$248,500 (Dec 2019)
Tax Bill	$3,049 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`227-214-05`

Property Details

APN / Parcel Number

Primary APN	`227-214-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,545 sqft Heated Area
Gross Area	1,741 sqft
1st Floor Area	1,549 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	15,063 sqft (0.345 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	192 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-214-05
Street Address	520 ARBORLEA CT
City	MATTHEWS
State	NC
Zip	28105-5746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L27 B5 M17-350
Legal Subdivision	COUNTRY PLACE
Legal Block	5
Legal Lot Number	27
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1022
Census Tract	5834

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 4, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Oct 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	0034107656
Deed Book / Page	34107 / 656
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046804
Date	Mar 28, 2022
Book Page	37190/168
Instrument	2022046804

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086583
Date	Jun 29, 2017
Book Page	31921/924
Instrument	2017086583

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MATTHEWS, NC 28106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054294
Date	May 4, 2018
Book Page	32654/517
Instrument	2018054294

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	25279

Agreement

Type	ARM
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 9, 2019
Property Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746
Document Number	0000168087
Book / Page	34107 / 656
Map Reference	MB 17 PG 350
Instrument Date	Nov 18, 2019
Instrument	2019168087
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746

Mortgage

Document Number	0000168088
Date	Dec 9, 2019
Instrument	2019168088

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 25, 2019
Property Address	520 ARBORLEA CT, MATTHEWS, NC 28105-5746
Document Number	0000144686
Book / Page	033977 / 000853
Instrument Date	Oct 25, 2019
Instrument	144686
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$461.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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