520 Apple St, Reno, NV 89502 Property Records

Washoe County property record for 520 Apple St, Reno, NV 89502

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 857 sqft · built 1958
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$594 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-251-03`

Property Details

APN / Parcel Number

Primary APN	`015-251-03`
Alternative APN	`28835`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	857 sqft Living Area
Gross Area	1,374 sqft
1st Floor Area	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	206 sqft
Deck Area	48 sqft
Patio Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 APPLE ST
City	RENO
State	NV
Zip	89502-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Description	SIERRA MEADOWS ANNEX LT 3 BLK A
Legal Subdivision	SIERRA MEADOWS ANNEX
Legal Block	A
Legal Lot Number	3
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	3
Census Block	3009
Census Tract	900

Owner

520 Apple St is owned by two individuals who acquired it in August 2022.

Source: Washoe County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	505 APPLE ST, RENO, NV 89502-3524
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 22, 2017	Grant Deed, Transfer · Conventional Mortgage HAMILTON PROPERTIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015
Deed Sale	May 28, 2015
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	20154473550
Last Transfer Date	Aug 9, 2022
Transfer Doc	0005324344
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Aug 10, 2022
Property Address	520 APPLE ST, RENO, NV 89502-3525
Document Number	0005324344
Map Reference	FILE 214910
Instrument Date	Aug 9, 2022
Instrument	5324344
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 APPLE ST, 505, RENO, NV 89502-3524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 APPLE ST, RENO, NV 89502-3524

Mortgage

Document Number	0005324345
Date	Aug 10, 2022
Instrument	5324345

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 22, 2017
Property Address	520 APPLE ST, RENO, NV 89502-3525
Document Number	0004736511
Instrument Date	Aug 3, 2017
Instrument	4736511
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	CAPITAL TITLE COMPANY OF NV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 APPLE ST RENO NV 895023525, RENO, NV 89502-3525

Mortgage

Document Number	4736512
Date	Aug 22, 2017
Instrument	4736512

Lender

Name	HAMILTON PROPERTIES INC
Address	4790 CAUGHLIN PKWY # 519, RENO, NV 89519-0907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 520 Apple St was $594.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,632 (+2.96%) Land $36,540 Building $16,092
2025	$594.00	$51,120 Land $35,140 Building $15,980	$146,058 Land $100,400 Building $45,658
2023	$700.00	$48,898 Land $34,370 Building $14,528	$139,708 Land $98,200 Building $41,508
2021			$77,759 Land $45,100 Building $32,659

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Apple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 520 Apple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tech Stack 4.

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