520 Apache Loop SW, Rio Rancho, NM 87124 Property Records

Sandoval County property record for 520 Apache Loop SW, Rio Rancho, NM 87124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1986
Lot Size	0.365 acres (15,899 sqft)
Owner	Individual Name on Record
Last Sale	$302,469 (Sep 2026)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-009-069-031-106`

Property Details

APN / Parcel Number

Primary APN	`1-009-069-031-106`
Alternative APNs	`R107585` `0107585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	15,899 sqft (0.365 acres)

Location & Zoning

Account Number	R107585
Street Address	520 APACHE LOOP SW
City	RIO RANCHO
State	NM
Zip	87124-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGAL: SUBD: CEDAR HILLS 6 BLOCK: 1 LOT: 9
Legal Subdivision	CEDAR HILLS 6
Legal Block	1
Legal Lot Number	9
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	1
Census Block	1020
Census Tract	10713

Owner

Source: Sandoval County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 APACHE LOOP SW, RIO RANCHO, NM 87124-4230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Jan 28, 2016
Deed Document Number	202621639
Deed Book / Page	429 / 21639
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Sep 2, 2026
Property Address	520 APACHE LOOP SW, RIO RANCHO, NM 87124-4230
Document Number	0000021639
Book / Page	429 / 21639
Instrument Date	Sep 1, 2026
Instrument	202621639
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 APACHE LOOP SW, RIO RANCHO, NM 87124-4230

Mortgage

Document Number	0000021640,
Date	Sep 2, 2026
Instrument	202621640

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000021642,
Date	Sep 2, 2026
Book Page	429/21642
Instrument	202621642

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	520 APACHE LOOP SW, RIO RANCHO, NM 87124-4230
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	OLD REPUBLIC TITLE, ORT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3609 CARTOUCHE DR SW, ALBUQUERQUE, NM 87105-0402

Mortgage

Document Number	0000043191
Date	Dec 14, 2021
Book Page	424/43191
Instrument	2021043191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	520 APACHE LOOP SW, RIO RANCHO, NM 87124-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005947
Date	Mar 9, 2020
Book Page	423/5947
Instrument	2020005947

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Rio Rancho City
Unified School District	Rio Rancho Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,915 (+3%) Land $6,670 Building $36,245	$128,747 (+3%) Land $20,011 Building $108,736
2025	$1,501.00 (+4.6%)	$41,666 (+6.09%) Land $8,313 Building $33,353	$124,998 (+6.09%) Land $24,938 Building $100,060
2023	$1,435.00	$39,275 Land $7,988 Building $31,287	$117,824 Land $23,963 Building $93,861

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.6% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO RANCHO WATER & WW SERVICES serves 107,350 people · EPA ID NM3509623
Water Source	Purchased surface water from ALBUQUERQUE WATER SYSTEM
Last State Inspection	Mar 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
NMSurf Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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