520 Anderson St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 520 Anderson St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,668 sqft · built 1958
Lot Size0.56 acres (24,393 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Oct 2015)
Tax Bill$2,902 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN125290-0000

Property Details

APN / Parcel Number

Primary APN125290-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,232 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,393 sqft (0.56 acres)
Lot Dimensions330 ft deep x 75 ft wide
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address520 ANDERSON ST
CitySAINT AUGUSTINE
StateFL
Zip32084-4765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3 E1/2 HUERTAS GRANT SUBD BLK 13 W75 OF E225FT OF S330FT OF LOTS 1 2 & 3 OR4103/1110
Legal Range29E
Legal Township07S
Legal Section45
Legal SubdivisionEAST 1/2 HUERTAS GRANT
Legal Block13
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1035
Census Tract20300

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2565 DOBBS RD, 101, SAINT AUGUSTINE, FL 32086-5217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2015 · Amount on Record
Deed SaleOct 27, 2015 · Amount on Record
Prior SaleApr 24, 2002
Deed Document Number201568026
Deed Book / Page4103 / 1110
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address520 ANDERSON ST, SAINT AUGUSTINE, FL 32084-4765
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ANDERSON ST, SAINT AUGUSTINE, FL 32084-4765

Mortgage

Document Number0054321032
DateDec 1, 2021
Book Page5432/1032
Instrument2021129353
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressSAINT AUGUSTINE, FL 32086
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,896 (+2.7%)$363,011 (+10.94%) Land $131,250 Building $231,761
2025$2,902.00 (+13.54%) Homeowner's exemption$228,721 (+5.99%)$327,209 (-3.5%) Land $116,250 Building $210,959
2024$2,556.00 (+2.12%)
2023$2,503.00 (+3.26%) Homeowner's exemption$215,801 (+3%)$339,070 (+25.31%) Land $109,538 Building $229,532
2022$2,424.00 Homeowner's exemption$209,516$270,582 Land $85,916 Building $184,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims42 (1985–2025)
Claims Outside the SFHA5 of 42
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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