520 Adena Trce, Versailles, KY 40383 Property Records

Woodford County property record for 520 Adena Trce, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$310,000 (Jun 2020)
Tax Bill$2,837 (2025)
Deeds & MortgagesJan 2018 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-1013-003-00

Property Details

APN / Parcel Number

Primary APN31-1013-003-00
Alternative APN
  • 32955

Location & Zoning

Account Number32955
Street Address520 ADENA TRCE
CityVERSAILLES
StateKY
Zip40383-8666
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWOODFORD KY
Township / Civil DivisionVERSAILLES
Census Block Group1
Census Block1007
Census Tract50105

Owner

Source: Woodford County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address520 ADENA TRCE, VERSAILLES, KY 40383-8666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2018Deed of Trust, Mortgage · VA Mortgage
CHOU TEAM REALTY INC
Jun 1, 2020Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 3, 2019Warranty Deed, Transfer · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 1, 2020 · Amount on Record
Deed SaleJun 1, 2020 · Amount on Record
Prior SaleSep 3, 2019 · Amount on Record
Deed Document Number89752
Deed Book / PageD319 / 555
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address520 ADENA TRCE, VERSAILLES, KY 40383-8666
Transaction TypeMortgage
Record UpdatedFeb 28, 2023
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M810/108
DateJan 9, 2018
Book PageM810/108
Instrument47534
Lender
NameCHOU TEAM REALTY INC
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJun 1, 2020
Property Address520 ADENA TRCE, VERSAILLES, KY 40383-8666
Document Number00D319/555
Book / PageD319 / 555
Map ReferenceCAB D SL 45
Instrument DateMay 29, 2020
Instrument89752
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1096 HAWTHORNE LN, LAWRENCEBURG, KY 40342-9043

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address520 ADENA TRCE, VERSAILLES, KY 40383-8666

Mortgage

Document Number0000089753
DateJun 1, 2020
Instrument89753
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODFORD KY
Recording DateSep 3, 2019
Property Address520 ADENA TRCE, VERSAILLES, KY 40383-8666
Document Number00D315/142
Book / PageD315 / 142
Map ReferenceCAB D SL 45
Instrument DateAug 16, 2019
Instrument83695
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyRAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$297.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3025 RED OAK TRL, VERSAILLES, KY 40383-9293

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address520 ADENA TRCE, VERSAILLES, KY 40383-8666

Mortgage

Document Number0000083696
DateSep 3, 2019
Instrument83696
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityVersailles City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,837.00 (+4.96%)$362,500 (+15.08%)$362,500 (+15.08%)
2023$2,703.00$315,000$315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1989–2015)
Most Recent ClaimApr 2015 · other causes
Claims by Event
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES WATER SYSTEM
serves 17,822 people · EPA ID KY1200439
Water SourceSurface water
Last State InspectionJul 2024
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Organic carbon removal
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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