Oakland County property record for 520 9th St, Royal Oak, MI 48067
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,458 sqft · built 1910 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Jul 2015) |
| Tax Bill | $7,783 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-21-407-028 |
| Primary APN | 72-25-21-407-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| Basement Area | 958 sqft |
| Finished Basement | 1,134 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 165 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 520 9TH ST |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48067-3143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 21 A DONDERO'S SUB LOT 28, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 21 |
| Legal Subdivision | ANTONIO DONDERO'S |
| Legal Lot Number | 28 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 184500 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 9TH ST, ROYAL OAK, MI 48067-3143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 23, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage HUNTINGTON NAT'L BK |
| May 8, 2017 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2015 · Amount on Record |
| Deed Sale | Jul 29, 2015 · Amount on Record |
| Prior Sale | Jun 9, 2004 · Amount on Record |
| Deed Document Number | 20153417 |
| Deed Book / Page | 48445 / 60 |
| Prior Transfer Date | Dec 4, 1997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 520 9TH ST, ROYAL OAK, MI 48067-3143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000083105 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 54129/806 |
| Instrument | 83105 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 23, 2019 |
| Property Address | 520 9TH ST, ROYAL OAK, MI 48067-3143 |
| Book / Page | 053170 / 000330 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 136734 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 9TH ST ROYAL OAK MI 480673143, ROYAL OAK, MI 48067-3143 |
| Document Number | 0000136734 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 053170/000330 |
| Instrument | 136734 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 520 9TH ST, ROYAL OAK, MI 48067-3143 |
| Document Number | 0000097101 |
| Book / Page | 050678 / 000439 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 9TH ST ROYAL OAK MI 480673143, ROYAL OAK, MI 48067-3143 |
| Document Number | 0000097101 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 050678/000439 |
| Instrument | 97101 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038-4004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 16, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,783.00 (-22.07%) Homeowner's exemption | $315,680 | $631,360 |
| 2024 | $9,987.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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