520 7th St, Ames, IA 50010 Property Records

Story County property record for 520 7th St, Ames, IA 50010 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,278 sqft · built 1895
Lot Size	0.21 acres (9,159 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Feb 2016)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Oct 2019 Refinance Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09-02-306-090`

Property Details

APN / Parcel Number

Primary APN	`09-02-306-090`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	702 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,159 sqft (0.21 acres)
Garage Type	Detached
Garage Area	305 sqft
Parking Spaces	1 Parking Space
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	520 7TH ST
City	AMES
State	IA
Zip	50010-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLS SD LOT:2 AMES
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	WELL'S SD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4016
Census Tract	900

Owner

Source: Story County records · APN 09-02-306-090

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 7TH ST, AMES, IA 50010-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER CREDIT UNION
Jan 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2016 · Amount on Record
Deed Sale	Feb 16, 2016 · Amount on Record
Deed Document Number	20161229
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	520 7TH ST, AMES, IA 50010-6109
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201909580
Date	Oct 11, 2019
Instrument	2019-09580

Lender

Name	PREMIER CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	520 7TH ST, AMES, IA 50010-6109
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000608
Date	Jan 20, 2020
Instrument	202020-00608

Lender

Name	PREMIER CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00	$178,900 (-9.28%) Land $45,800 Building $133,100	$178,900 (-9.28%) Land $45,800 Building $133,100
2024	$2,860.00 (+19.17%)
2023		$197,200 Land $35,700 Building $161,500	$197,200 Land $35,700 Building $161,500
2022	$2,400.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690009004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	6 (1990–2010)
Most Recent Claim	Aug 2010, rainfall accumulation, Severe Storms, Flooding, And Tornadoes
Claims By Storm	Severe Storms & Flooding, Jul 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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