Lake County property record for 520 7th Ave, Two Harbors, MN 55616 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 654 sqft · built 1908 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Jan 2024) |
| Tax Bill | $3,768 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| APN | 23-7661-36025 |
| Primary APN | 23-7661-36025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 2 Stories |
| Building Area | 654 sqft Gross Area |
| 1st Floor Area | 654 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 75 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 50 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 520 7TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W12 OF LOT 2 BLOCK 36 |
| Legal Block | 36 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7661-36025
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5521 NANTUCKET PL, MINNETONKA, MN 55345-5228 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP BANK MINNESOTA |
| Mar 10, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL BANK OF COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2024 · Amount on Record |
| Deed Sale | Jan 03, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2021 · Amount on Record |
| Deed Document Number | 20241610171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 520 7TH AVE, TWO HARBORS, MN 55616-1452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000203592 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | A000203592 |
| Name | FLAGSHIP BANK MINNESOTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 05, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Mar 10, 2021 |
| Property Address | 520 7TH AVE, TWO HARBORS, MN 55616-1452 |
| Document Number | A000196689 |
| Instrument Date | Feb 27, 2021 |
| Instrument | A000196689 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 502 8TH AVE, TWO HARBORS, MN 55616-1308 |
| Document Number | A000196690 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | A000196690 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 520 7TH AVE, TWO HARBORS, MN 55616-1452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000193854 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | A000193854 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 01, 2021 |
Source: Lake County records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,768.00 | $265,400 (+30.61%) Land $26,400 Building $239,000 | $265,400 (+30.61%) Land $26,400 Building $239,000 |
| 2023 | $203,200 Land $28,200 Building $175,000 | $203,200 Land $28,200 Building $175,000 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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