520 7th Ave, Ouray, CO 81427 Property Records

Ouray County property record for 520 7th Ave, Ouray, CO 81427

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,175 sqft · built 1890
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Aug 2017)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000936`

Property Details

APN / Parcel Number

Primary APN	`R000936`
Alternative APN	`451531106010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,175 sqft Heated Area
1st Floor Area	723 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2005
Architectural Style	Victorian
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	6,229 sqft (0.143 acres)
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	R000936
Street Address	520 7TH AVE
City	OURAY
State	CO
Zip	81427-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	SUBD: SAYERS MINOR SUB LOT: 1 S: 31 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	31
Legal Subdivision	SAYERS MINOR SUB
Legal Lot Number	1
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	3
Census Block	3020
Census Tract	967602

Owner

520 7th Ave is owned by an individual who bought it in August 2017.

Source: Ouray County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 233, OURAY, CO 81427-0233
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on File
Deed Sale	Aug 9, 2017 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	2017219160
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	200493
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Aug 9, 2017
Property Address	520 7TH AVE, OURAY, CO 81427-5053
Document Number	219160
Map Reference	DOC136678
Instrument Date	Aug 8, 2017
Instrument	219160
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4876 SANTA MONICA AVE # 232, 232, SAN DIEGO, CA 92107-2811

Mortgage

Document Number	219161
Date	Aug 9, 2017
Instrument	219161

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 7th Ave was $3,374, down 2.4% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (-2.37%)	$50,710 (-8.91%) Land $11,150 Building $39,560	$811,430 (-2.34%) Land $178,410 Building $633,020
2024	$3,456.00 (+6.9%)	$55,670 (-5.5%) Land $8,290 Building $47,380	$830,900 (-4.59%) Land $123,730 Building $707,170
2023	$3,233.00	$58,910 Land $8,770 Building $50,140	$870,900 Land $129,690 Building $741,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 7th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 7th Ave is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20