520 5th St, Carlin, NV 89822 Property Records

Elko County property record for 520 5th St, Carlin, NV 89822

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 913 sqft · built 1919
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$234,500 (Mar 2026)
Tax Bill	$778 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`001-226-006`

Property Details

APN / Parcel Number

Primary APN	`001-226-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	913 sqft Living Area
Gross Area	1,826 sqft
1st Floor Area	913 sqft
Basement Area	913 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	520 5TH ST
City	WELLS
State	NV
Zip	89835-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZC
Legal Description	ELKO CITY FILE 1 AND THE NLY HALF OF PLUS THAT PORTION OF THE VACATED ALLEY AS INDICATED IN 285/05
Legal Subdivision	TOWN OF ELKO
Legal Block	17
Legal Lot Number	13
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2053
Census Tract	950800

Owner

520 5th St is owned and occupied by two individuals who bought it in March 2026.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 5TH ST, ELKO, NV 89801-3553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEVADA STATE HOUSING DIVISION
Mar 2, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	2026861484
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Recording Date	Apr 24, 2026
Property Address	520 5TH ST, CARLIN, NV 89822-9905
Document Number	0000863720
Instrument Date	Feb 25, 2026
Instrument	2026863720
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	520 5TH ST, ELKO, NV 89801-3553

Mortgage

Document Number	0000863720,
Date	Apr 24, 2026
Instrument	2026863720

Lender

Name	NEVADA STATE HOUSING DIVISION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.1%
Max Rate	-1%

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Mar 2, 2026
Property Address	520 5TH ST, ELKO, NV 89801-3553
Document Number	0000861484
Map Reference	MB 285 PG 5
Instrument Date	Feb 23, 2026
Instrument	861484
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$914.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4167 STARR VALLEY RD # 1, 1, DEETH, NV 89823-2015

Mortgage

Document Number	0000861485
Date	Mar 2, 2026
Instrument	861485

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0000861486
Date	Mar 2, 2026
Instrument	861486

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	CARSON CITY, NV 89706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 520 5th St was $778, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00 (+3.05%)	$27,450 (-0.16%) Land $12,600 Building $14,850	$78,429 (-0.16%) Land $36,000 Building $42,429
2025	$755.00 (+5.59%)	$27,493 Land $12,600 Building $14,893	$78,551 Land $36,000 Building $42,551
2024	$715.00 (+12.78%)
2023	$634.00 (+8.01%)	$18,308 (+14.37%) Land $4,725 Building $13,583	$52,309 (+14.37%) Land $13,500 Building $38,809
2022	$587.00	$16,008 Land $4,725 Building $11,283	$45,737 Land $13,500 Building $32,237

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 5th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures