520 5th Ave S, Great Falls, MT 59405 Property Records

Cascade County property record for 520 5th Ave S, Great Falls, MT 59405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 2004
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,272 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0211054`

Property Details

APN / Parcel Number

Primary APN	`R0211054`
Alternative APNs	`02-3015-12-3-29-09-0000` `0000242650` `00242650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	148 sqft
Deck Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000242650
Street Address	520 5TH AVE S
City	GREAT FALLS
State	MT
Zip	59405-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREAT FALLS ORIGINAL TOWNSITE, S12, T20 N, R03 E, BLOCK 457, LOT 006
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	GREAT FALLS ORIGINAL TOWNSITE
Legal Block	457
Legal Lot Number	6
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	2
Census Block	2027
Census Tract	700

Owner

520 5th Ave S is owned and occupied by two individuals who acquired it in January 2022.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 5TH AVE S, GREAT FALLS, MT 59405-2059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit MONTANA FCU
May 13, 2019	Loan Modification, Mortgage · Line of Credit MONTANA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022
Deed Sale	Jan 24, 2022
Deed Document Number	2022424544
Prior Transfer Date	Jan 17, 2022
Prior Transfer Doc	0000424544
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	520 5TH AVE S, GREAT FALLS, MT 59405-2059
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0432234
Date	Jul 6, 2022
Instrument	R0432234

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	520 5TH AVE S, GREAT FALLS, MT 59405-2059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365112
Date	Dec 21, 2018
Instrument	R0365112

Lender

Name	MONTANA FCU
Type	Credit Union
Address	GREAT FALLS, MT 59403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	520 5TH AVE S, GREAT FALLS, MT 59405-2059
Document Number	0000370775
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 5TH AVE S GREAT FALLS MT 594052059, GREAT FALLS, MT 59405-2059

Mortgage

Document Number	0000370775
Date	May 23, 2019
Instrument	370775

Lender

Name	MONTANA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 520 5th Ave S was $1,272, down 22.7% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,272.00 (-22.67%)	$212,600 (-)
2025	$1,645.00	$212,600	$212,600 Land $36,000 Building $176,600
2023	$2,062.00	$183,200	$183,200 Land $29,250 Building $153,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 5th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 5th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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