520 4th St S, Dundee, FL 33838 Property Records

Polk County property record for 520 4th St S, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,377 sqft · built 2021
Lot Size6.25 acres (272,581 sqft)
Owner2 Individual Names on Record
Last Sale$133,400 (Jun 2019)
Tax Bill$14,789 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN27-28-28-847000-000281

Property Details

APN / Parcel Number

Primary APN27-28-28-847000-000281
Alternative APNs
  • 282827847000000281
  • 82827000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,377 sqft Living Area
Gross Area5,457 sqft
1st Floor Area4,377 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area272,581 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area1,080 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address520 4TH ST S
CityDUNDEE
StateFL
Zip33838-4351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionFLORIDA HIGHLANDS COMPANY SUB PB 1 PG 87 LOTS 28 29 & LOTS 38 & 39 LESS S 145.26 FT THEROF
Legal Range27E
Legal Township28S
Legal Section28
Legal SubdivisionFLA HIGHLANDS COMPANY SUBDIVISION
Legal Tract847000
Legal Block1
Legal Lot Number28,29
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1006
Census Tract14131

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 4TH ST S, DUNDEE, FL 33838-4351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage
MIDFLORIDA CU ISAOA
Jun 25, 2019Warranty Deed, Transfer
EXECUTIVE TITLE/CTRL FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Prior SaleSep 14, 2010 · Amount on Record
Deed Document Number2019132139
Deed Book / Page10886 / 333
Prior Transfer DateAug 30, 2010
Prior Transfer Doc0000145385
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address520 4TH ST S, DUNDEE, FL 33838-4351
Document Number0111900567
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1507 AVENUE H NE WINTER HAVEN FL 338814354, WINTER HAVEN, FL 33881-4354

Mortgage

Document Number0111900567
DateMar 27, 2020
Book Page011190/000567
Instrument68824
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
AmountAmount Recorded
Term180 Months
DueMar 26, 2035

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 25, 2019
Property Address520 4TH ST S, DUNDEE, FL 33838-4351
Document Number0108860333
Book / Page010886 / 000333
Instrument DateJun 21, 2019
Instrument132139
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyEXECUTIVE TITLE/CTRL FL INC

Transaction

AmountAmount Recorded
Tax$933.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1597 AYE H NE WINTER HAVEN FL 33881, WINTER HAVEN, FL 33881

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$819,299 (+4.63%)$834,808 (+2.8%) Land $123,122 Building $711,686
2025$14,789.00 (+4.28%) Homeowner's exemption$783,080 (+5.99%)$812,047 (-4.41%) Land $123,122 Building $688,925
2023$14,182.00 (+2.45%) Homeowner's exemption$738,846 (+3%)$849,512 (+6.45%) Land $119,493 Building $730,019
2022$13,843.00 Homeowner's exemption$717,326$798,023 Land $100,875 Building $697,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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