Suwannee County property record for 520 4th St NW, Live Oak, FL 32064
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,717 sqft · built 1900 |
| Lot Size | 0.212 acres (9,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Mar 2006) |
| Tax Bill | $1,385 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-02S-13E-06000-220042 |
| Primary APN | 23-02S-13E-06000-220042 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| Flooring | Wood |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,236 sqft (0.212 acres) |
| Lot Width | 80 ft Width |
| Patio Area | 413 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 520 4TH ST NW |
|---|---|
| City | LIVE OAK |
| State | FL |
| Zip | 32064-1675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG LOT 4-B BLK 22. NW DIV. ORB 1021 P 83 WD YR 04 (JTWROS) ORB 1483 P 354 QCD YR 09 ORB 2348 P 386 DC YR 2022 (ZELIA JANE SEBRING) |
| Legal Range | 13E |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Subdivision | NW DIV |
| Legal Block | 22 |
| Legal Lot Number | 4-B |
| Legal Unit | 4 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 970200 |
520 4th St NW is owned by two individuals who acquired it in September 2008.
Source: Suwannee County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6014, LIVE OAK, FL 32064-6014 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2006 · Amount on File |
| Deed Sale | Mar 16, 2006 · Amount on File |
| Prior Sale | Dec 22, 2004 · Amount on File |
| Deed Document Number | 2006603064950 |
| Deed Book / Page | 1279 / 60 |
| Last Transfer Date | Sep 3, 2008 |
| Transfer Doc | 0000100994 |
| Record Updated | Oct 29, 2026 |
Source: Suwannee County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Municipality | Live Oak City |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,710 Land $6,927 Building $64,783 | $71,710 Land $6,927 Building $64,783 | |
| 2024 | $1,385.00 (+5.97%) | ||
| 2023 | $1,307.00 (+16.59%) | $66,608 (+41.19%) Land $6,399 Building $60,209 | $66,608 (+41.19%) Land $6,399 Building $60,209 |
| 2022 | $1,121.00 | $47,176 | $47,176 Land $2,559 Building $44,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 4th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (2012–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 4th St NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIVE OAK WTP serves 6,850 people · EPA ID FL2610203 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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