520 4th Ave N, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 520 4th Ave N, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,783 sqft · built 1964
Lot Size	0.56 acres (24,394 sqft)
Owner	Owner Name on File
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`461-02-03-0043`

Property Details

APN / Parcel Number

Primary APN	`461-02-03-0043`
Alternative APN	`1911642009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1911642009
Street Address	520 4TH AVE N
City	SURFSIDE BEACH
State	SC
Zip	29575-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKEWOOD TERRACE; LTS 1 & 2 BL 26
Legal Subdivision	LAKEWOOD TERRACE
Legal Block	26
Legal Lot Number	1-2 2
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2006
Census Tract	51201

Owner

The current owner of 520 4th Ave N acquired it in December 2003.

Source: Horry County records, as of February 5, 2026

Owner of Record	Owner Name on File
Mailing Address	520 4TH AVE N, SURFSIDE BEACH, SC 29575-3911
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 2003
Transfer Doc	2674/0606
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	520 4TH AVE N, SURFSIDE BEACH, SC 29575-3911
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	AK TITLE, K TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 4TH AVE, SURFSIDE BEACH, SC 29575-3911

Mortgage

Document Number	70020000002580
Date	Feb 12, 2026
Book Page	0000007002/0000002580

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	520 4TH AVE N, SURFSIDE BEACH, SC 29575-3911
Document Number	6174/1319
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 4TH AVE N SURFSIDE BEACH SC 295753911, SURFSIDE BEACH, SC 29575-3911

Mortgage

Document Number	6174/1319
Date	Jan 29, 2020
Book Page	006174/001319

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 4th Ave N was $1,510.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00		$360,668 (-) Land $282,500 Building $78,168
2024	$1,510.00 (+10.06%)	$14,427 (+22.08%) Land $11,300 Building $3,127	$360,668 (+13.45%) Land $282,500 Building $78,168
2023	$1,372.00	$11,818 Land $10,077 Building $1,741	$317,900 Land $274,300 Building $43,600
2021	$1,337.00	$12,716 Land $10,972 Building $1,744	$317,900 Land $274,300 Building $43,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 4th Ave N in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 168 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	406 units insured incl. 238 condo units
Nearby Flood Claims	224 (1979–2022)
Claims Outside the SFHA	20 of 224
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 23 claims Hurricane Matthew, Oct 2016 · 26 claims Hurricane Hugo, Sep 1989 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 4th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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