520 4th Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 520 4th Ave, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 1974
Lot Size	0.161 acres (7,022 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (May 2003)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00707600700`

Property Details

APN / Parcel Number

Primary APN	`00707600700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
1st Floor Area	1,054 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	7,022 sqft (0.161 acres)
Lot Dimensions	135 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 4TH AVE
City	GALLIPOLIS
State	OH
Zip	45631-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 317 B 51 4A LOT 54 4 LESS 26 1/2 X 110 V354 P787
Legal Block	51
Legal Lot Number	317
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	3
Census Block	3006
Census Tract	954000

Owner

520 4th Ave is owned and occupied by an individual who bought it in May 2003.

Source: Gallia County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	520 4TH AVE, GALLIPOLIS, OH 45631-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2003 · Amount on File
Deed Sale	May 5, 2003 · Amount on File
Deed Book / Page	354 / 787
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	520 4TH AVE, GALLIPOLIS, OH 45631-1229
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204TH AVE, GALLIPOLIS, OH 45631

Mortgage

Document Number	000683/838
Date	Mar 23, 2022
Book Page	683/838
Instrument	22-0849

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 520 4th Ave was $2,464 with a homeowner's exemption.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,464.00	$69,660 Land $5,170 Building $64,490
2024			$199,030 (-) Land $14,760 Building $184,270
2023	$2,667.00	$69,660 Land $5,170 Building $64,490	$199,030 Land $14,760 Building $184,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 4th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20