520 46th St SE, Everett, WA 98203 Property Records

Snohomish County property record for 520 46th St SE, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,093 sqft · built 2005
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Oct 2025)
Tax Bill	$5,349 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0146-000-038-00`

Property Details

APN / Parcel Number

Primary APN	`0146-000-038-00`
Alternative APNs	`010146-000-038-00` `4349282`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,093 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	880 sqft
Basement Area	674 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Deck Area	109 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4349282
Street Address	520 46TH ST SE
City	EVERETT
State	WA
Zip	98203-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SECTION 31 TOWNSHIP 29 RANGE 05 QUARTER SW CAMBERLY BLK 000 D-00 - LOT 38
Legal Range	05
Legal Township	29
Legal Section	31
Legal Subdivision	CAMBERLY
Legal Block	000 D
Legal Lot Number	38
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4001
Census Tract	41000

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7117 RAINIER DR, A, EVERETT, WA 98203-5184
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage VINTAGE LOANS LLC
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jan 15, 2009 · Amount on Record
Deed Document Number	2025273
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	520 46TH ST SE, EVERETT, WA 98203-2150
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 46TH ST SE, EVERETT, WA 98203-2150

Mortgage

Document Number	0000000036
Date	Aug 28, 2025
Instrument	202508280036

Lender

Name	VINTAGE LOANS LLC
Type	Mortgage Company
Address	SEATTLE, WA 98105

Agreement

Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	520 46TH ST SE, EVERETT, WA 98203-2150
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000087
Date	Aug 7, 2023
Instrument	202308070087

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 30, 2025
Property Address	520 46TH ST SE, EVERETT, WA 98203-2150
Document Number	0000000273
Map Reference	FILE 200407285213
Instrument Date	Oct 29, 2025
Instrument	202510300273
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7117 RAINIER DR APT A, A, EVERETT, WA 98203-5184

Mortgage

Document Number	0000000274
Date	Oct 30, 2025
Instrument	202510300274

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	520 46TH ST SE, EVERETT, WA 98203-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000569
Date	Jan 7, 2021
Instrument	202101070569

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,349.00 (+6.36%)	$622,800 (+8.22%) Land $338,100 Building $284,700	$622,800 (+8.22%) Land $338,100 Building $284,700
2025	$5,029.00 (+3.78%)
2024		$575,500 (-2.49%) Land $328,300 Building $247,200	$575,500 (-2.49%) Land $328,300 Building $247,200
2023	$4,846.00 (+16.46%)	$590,200 (+29.86%) Land $308,800 Building $281,400	$590,200 (+29.86%) Land $308,800 Building $281,400
2022	$4,161.00	$454,500 Land $215,700 Building $238,800	$454,500 Land $215,700 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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