520 3rd St NW, Wadena, MN 56482 Property Records

Wadena County property record for 520 3rd St NW, Wadena, MN 56482

Property Summary

Property TypeSingle Family Home
Details1,386 sqft · built 2004
Lot Size0.325 acres (14,196 sqft)
Owner2 Individual Names on Record
Tax Bill$2,374 (2026)
Deeds & MortgagesApr 2018 Mortgage
APN22-470-0440

Property Details

APN / Parcel Number

Primary APN22-470-0440

Interior

Stories1 Story
Building Area1,386 sqft Living Area
Basement Area1,023 sqft
Finished Basement1,023 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area14,196 sqft (0.325 acres)
Garage TypeDetached
Garage Area1,120 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area154 sqft

Location & Zoning

Street Address520 3RD ST NW
CityWADENA
StateMN
Zip56482-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLEEPERS LOTS 11 & 12, BLK 4
Legal SubdivisionSLEEPERS
Legal Block4
Legal Lot Number11,12
JurisdictionWADENA MN
Township / Civil DivisionWADENA
Census Block Group1
Census Block1033
Census Tract480300

Owner

Source: Wadena County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 3RD ST NW, WADENA, MN 56482-1122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 26, 2010
Transfer Doc226868
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWADENA MN
Property Address520 3RD ST NW, WADENA, MN 56482-1122
Transaction TypeMortgage
Record UpdatedMay 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number249451
DateApr 23, 2018
Instrument249451
Lender
NameMID CENTRAL FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWadena County
MunicipalityWadena City
Unified School DistrictWadena-Deer Creek School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,374.00 (+6.36%) Homeowner's exemption$211,900 (-1.35%) Land $25,600 Building $186,300$211,900 (-1.35%) Land $25,600 Building $186,300
2025$2,232.00 (+16.01%) Homeowner's exemption$214,800 (+22.6%) Land $21,300 Building $193,500$214,800 (+22.6%) Land $21,300 Building $193,500
2023$1,924.00 Homeowner's exemption$175,200 Land $10,700 Building $164,500$175,200 Land $10,700 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWadena
serves 4,332 people · EPA ID MN1800004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Arvig
Fiber
1,000 / 500
AT&T
Fixed Wireless
100 / 20

May also be available: West Central Telephone Association.

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