Lyon County property record for 520 3rd St, Garvin, MN 56132
| Property Type | Single Family Home |
|---|---|
| Details | built 1939 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $650 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-100034-0 |
| Primary APN | 24-100034-0 |
|---|
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Street Address | 520 3RD ST |
|---|---|
| City | GARVIN |
| State | MN |
| Zip | 56132-9788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT 01010001 W 84' LOT 4 BLK 5 & 35' X 100' VACATED STREET |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | LYON MN |
| Township / Civil Division | GARVIN |
| Census Block Group | 3 |
| Census Block | 3111 |
| Census Tract | 360600 |
Source: Lyon County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 3RD ST, GARVIN, MN 56132-9788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 520 3RD ST, GARVIN, MN 56132-9788 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013667 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 13667 |
| Name | TRUSTONE FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 17, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 520 3RD ST, GARVIN, MN 56132-9788 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Name | Verified Name |
|---|
| Document Number | 07215 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 07215 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 10, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Garvin City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650.00 (+54.76%) | $54,300 (-1.45%) Land $2,200 Building $52,100 | $54,300 (-1.45%) Land $2,200 Building $52,100 |
| 2025 | $55,100 (+40.92%) Land $2,200 Building $52,900 | $55,100 (+40.92%) Land $2,200 Building $52,900 | |
| 2023 | $420.00 | $39,100 Land $2,200 Building $36,900 | $39,100 Land $2,200 Building $36,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Garvin serves 135 people · EPA ID MN1420011 |
|---|---|
| Water Source | Purchased groundwater from Red Rock Rural Water System |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Woodstock Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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