520 3rd St, Crested Butte, CO 81224 Property Records

Gunnison County property record for 520 3rd St, Crested Butte, CO 81224

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,511 sqft · built 1885
Lot Size	0.1 acres (4,375 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,586 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R026254`

Property Details

APN / Parcel Number

Primary APN	`R026254`
Alternative APN	`325503178012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,511 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal
Lot Area	4,375 sqft (0.1 acres)
Garage Area	192 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	R026254
Street Address	520 3RD ST
City	CRESTED BUTTE
State	CO
Zip	81224-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 & PART OF LOT 20, BLOCK 34, CRESTED BUTTE
Legal Subdivision	CRESTED BUTTE TOWN OF
Legal Block	34
Legal Lot Number	21,20
Jurisdiction	GUNNISON CO
Township / Civil Division	CRESTED BUTTE
Census Block Group	1
Census Block	1135
Census Tract	963800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Town of Crested Butte listed 1974 · 21 contributing resources · NRIS 74002279

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 342, CRESTED BUTTE, CO 81224-0342
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2015
Deed Sale	Dec 4, 2015
Deed Document Number	636989
Prior Transfer Date	Jun 27, 2014
Prior Transfer Doc	0627468
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	520 3RD ST, CRESTED BUTTE, CO 81224-9671
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0645341
Date	Mar 9, 2017
Instrument	0645341

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Crested Butte Town
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,586.00 (-11.95%)	$94,770 (-12.45%) Land $9,010 Building $85,760	$1,516,290 (-6.15%) Land $144,170 Building $1,372,120
2024	$7,480.00 (+4.34%)	$108,250 (+3.53%) Land $13,880 Building $94,370
2023	$7,169.00 (+20.22%)	$104,560 (+37.43%) Land $13,400 Building $91,160	$1,615,690 (+47.6%) Land $207,110 Building $1,408,580
2022	$5,963.00	$76,080 Land $7,960 Building $68,120	$1,094,620 Land $114,510 Building $980,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CRESTED BUTTE serves 2,440 people · EPA ID CO0126188
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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