Polk County property record for 520 3rd Ave, Clear Lake, WI 54005
| Property Type | Commercial |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on Record |
| Last Sale | $172,500 (Oct 2021) |
| Tax Bill | $3,273 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-00008-0000 |
| Primary APN | 113-00008-0000 |
|---|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 520 3RD AVE |
|---|---|
| City | CLEAR LAKE |
| State | WI |
| Zip | 54005-8549 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SELY 45' OF LOT 4 AND ALL LOT 5 BLK 2 ORIGINAL PLAT |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | POLK WI |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 961100 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1620 KENWOOD PKWY, MINNEAPOLIS, MN 55405-2223 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU |
| Dec 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2021 · Amount on Record |
| Deed Sale | Oct 1, 2021 · Amount on Record |
| Prior Sale | Dec 3, 2018 · Amount on Record |
| Deed Document Number | 901748 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Oct 1, 2021 |
| Property Address | 520 3RD AVE, CLEAR LAKE, WI 54005-8549 |
| Document Number | 0000901748 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 901748 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000901749 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 901749 |
| Name | WESTCONSIN CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Dec 3, 2018 |
| Property Address | 520 3RD AVE, CLEAR LAKE, WI 54005-8549 |
| Document Number | 0000867999 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 867999 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | ST CROIX COUNTY ABSTRACT & T |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000868000 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 868000 |
| Name | CENTRAL MINNESOTA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Clear Lake Village |
| Unified School District | Clear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,273.00 (+3.87%) | $166,600 (-) Land $17,800 Building $148,800 | $239,300 (-0.25%) Land $25,567 Building $213,733 |
| 2023 | $3,151.00 | $166,600 Land $17,800 Building $148,800 | $239,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE WATERWORKS serves 1,061 people · EPA ID WI6490335 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextGen Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures