520 39th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 520 39th St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1944
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-030-011-4`

Property Details

APN / Parcel Number

Primary APN	`517-030-011-4`
Alternative APN	`517-030-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1949
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	520 39TH ST
City	RICHMOND
State	CA
Zip	94805-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPAULD RICH PULL LTS 39&40 POR 38 BLK 26
Legal Subdivision	SPAULDING RICHMOND PULLMAN
Legal Block	26
Legal Lot Number	39,40
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	371000

Owner

520 39th St is owned and occupied by an individual who acquired it in July 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	520 39TH ST, RICHMOND, CA 94805-1819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 7, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2023	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 2024
Transfer Doc	0000065264
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	520 39TH ST, RICHMOND, CA 94805-1819
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 39TH ST, RICHMOND, CA 94805-1819

Mortgage

Document Number	0000105778
Date	Oct 9, 2025
Instrument	2025- 105778

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	9808 SCRANTON RD, SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2023
Property Address	520 39TH ST, RICHMOND, CA 94805-1819
Document Number	0000130251
Map Reference	MB 4 PG 80
Instrument Date	Nov 29, 2023
Instrument	2023-130251
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 39TH ST, RICHMOND, CA 94805-1819

Mortgage

Document Number	0000130252
Date	Dec 7, 2023
Instrument	2023-130252

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2023
Property Address	520 39TH ST, RICHMOND, CA 94805-1819
Document Number	0000130250
Map Reference	MB 4 PG 80
Instrument Date	Nov 17, 2023
Instrument	2023-130250
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 39TH ST, RICHMOND, CA 94805-1819

Tax Assessment & Valuation

The 2025 property tax bill for 520 39th St was $2,435 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$72,526 (+2%) Land $26,058 Building $46,468
2025	$2,435.00 Homeowner's exemption	$71,105 Land $25,548 Building $45,557
2023	$3,920.00 (+2.75%) Homeowner's exemption	$68,346 Land $24,557 Building $43,789
2022	$3,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 520 39th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 39th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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